VIP Buyer Program

We have one commitment when working with you and that is to exceed your expectations while getting you the best possible price, terms and conditions when you buy a home. To do this, we’ve created our VIP Buyer Program to ensure that you get the most house for the least amount of money.By enrolling in the VIP Buyer Program, you will receive the three advantages listed below and a variety of proprietary consumer programs and services.

20+

Years in Business
300+

Homes Sold
50+

Total 5 Star Ratings
$7,516

Average Client Savings

Buy Your Home With Us

Tom Olsewski started his real estate journey in 2004. Our goal is to help buyers find the perfect home at the perfect price and to help sellers sell for top dollar with the ideal terms.

Our marketing plan consistently delivers on these goals. We have successfully sold over $250 Million in California real estate and have had the pleasure of helping over 300 families buy or sell a home.

As a result of our success we’ve been recognized as one of the top 5% of agents nationally.
We Now specialize in residential real estate throughout North East Pennslyvania and specialize in Pike, Wayne, Monroe and Lackawanna Counties. We enjoy serving the community with an unrivaled passion for quality work and customer service.

Financing

Get Pre-Approved Early

- Learn which loan product is right for you.
- Understand how much you can afford.
- Ensure you have all the documentation needed for a loan.

- Nothing more frustrating then find a home you love and then you can't qualify for it.

Do Not

Open new accounts or transfer funds between accounts.
Deposit any monies outside of your normal payroll.
Change Jobs.
Make large purchases such as a car.

- Have Access to your pay stubs bank statements, and all other important financial documents.
- Provide earnest money from your personal checking amount.
- Notify your lender if you receive gift funds from someone else.
Notify your lender if you have a promotion or a pay raise.
- Be aware your credit will be pulled

Choices

We work with some of the best lenders in the industry and multiple options to choose. If you have your own thats fine but we recomend you get a second opinion.

Finding Your Dream Home

When the time comes to buy, we are the team you want on your side. As a trusted realtor, I offer expertise and personalized service to help you achieve your real estate goals. With a focus on integrity and results, I'm committed to guiding you through every step of the process with confidence and care. Let me be your trusted partner in your journey to finding or selling your ideal property.

The Steps To A Successful Home Search

#1 The Home Search

Our team is standing by from 8:00am to 8:00pm everyday to show you a home. Simply send us the address and the best time for you to see it We will confirm that time works for the seller and meet you at the house.

#2 Schedule A Showing

Our website is updated with the MLS every 15 minutes so you receive immediate notification of new listings.

#3 The Showing
Most showings take 15 - 20 minutes. The average buyer looks at 6-7 homes before making a decision.

#4 Feedback

After a showing, I will ask you to rate the home 1-10 with 1-2 being why did you show me that home and 9-10 being lets go write an offer. We will send the seller feedback on the property. If you have anything you would like to share, let us know!

Making An Offer

Capture The Dream, Make It Real

Once you find a property that you like, we will provide you with a market value report to determine how much the property is worth. We will also talk to the listing agent to find out why they are moving and how we can position your offer to get you the best deal. We will also go over the contract in detail so you know exactly what you are signing.

The offer will be created then sent to you for signatures on your computer, tablet, or phone. The offer is then submitted to the listing agent with a personal Video attachment explaining the offer and how successful we have been on getting transactions close. We will also call to confirm receipt of offer. Our/your lender will also call so that we can present you as the best buyer for the property. Most sellers response to offers within 24 hours.

Contract To Close

You are our number one priority and our team of agents is ready to help you meet your goals. We know you have a choice when choosing a real estate professional to be on your side and thus we aim to always exceed your expectations as often as possible when helping you buy or sell a home.

Earnest Money

Once your offer is accepted, you will need to get your deposit (Earnest Money) to the Title company typically via a wire transfer. This deposit shows the seller you are serious about buying their home. If you cancel during the inspection period, or if the appraisal comes in low and we cannot reach an agreement on price, you can get your deposit back. THe deposit is typically 1% to 2% of the purchase price and it comes back to you at hte closing or gets applied to closing costs or down payment. You will put the earnest money at risk should you cancel after the contingencies have been removed.
Home Inspection

You have the option to hire a home inspector to review the property and tell you what is in proper working condition, and what needs to be repaired. You can ask the seller to make repairs before the end of closing. The seller does not have to agree to make repairs and if minor these are sometimes taken care of by the buyer after closing. If you agree then we will move forward. If you do not agree then you can cancel. Sometimes the seller may offer a cash in lieu of repairs and sometimes this is the better option.
Appraisal

If there is a loan involved there will always be an appraisal of the property ordered by the buyers lender and paid for by the buyer. The appraisal determines market value of the property. If the appraisal comes in at the purchase or above the purchase price everything moves forward. If the appraisal comes in below the purchase price we will have to reach an agreement with the seller for a new purchase price or bring more cash into the transaction becasue the lender will base their loan from the appraised price.
Closing

The closing will take place on the scheduled closing date per the contract or sooner if all parties agree. We will all meet at the closing attornies office to finalize the transaction.

Program Advantages

Love it or Leave it Guarantee
When you work with us, if you don’t love the home you buy, you can leave it for free. This is how it works. During the first 12 months after your closing, if you are dissatisfied with your new home purchase for any reason at all, you simply let us know and you get our incredible home selling system at no charge to you. We will list your home until it sells at your price for up to 12 months after the initial listing date with us. During this period, any commissions paid on the sale of the home will be paid directly to the agent that brings the buyer for your home, not to us.

Free Appraisal
When you work with one of our preferred lenders, they will cover the cost of an appraisal on your home. Depending on the size of the home, this will often save you $500+. Our lenders have a combined 40+ years of experience that they will utilize to custom tailor a loan to your needs and budget. Lender must be advised of VIP Program at time of application to qualify.

24/7 Home Hunting System
You will have 24/7 access to our home hunting system, where you’ll have access to thousands of homes listed across the county. Our system provides you with loads of information, including school ratings and a mortgage payment calculator. It is updated every 15 minutes to ensure you have the most accurate and timely information available for your hunt. You’ll have the ability to ask us questions, schedule showings, and even start an offer within the system.

Strategic Negotiation Experience
Our team has successfully negotiated over 300 transactions in California. We have even received a specialized Certified Negotiation specialist training. We will use this experience to work to get you the best price, terms and conditions on your home purchase. In some cases, we can even get the seller to pay some of your closing costs when you buy your home.

Early Access Program

In an effort to make sure that you have an advantage over other buyers, we want to make sure you have access to properties that are on and off the market as soon as possible. When hot homes hit the market, they often have multiple offers within a few days. One of the advantages of working with our team is that we will get you access to homes before they hit the market so you can access them before the competition. Here are the ways that we search to accomplish this:

Expired Listings – These are properties which were previously on the market, but the listing agent was unable to get the property sold, and they are now off the market.
Cancelled Listings – These are properties which were previously on the market, but the seller decided to take them off the market for one reason or another.
For Sale by Owner – These are properties that are for sale, but the seller has not hired an agent.

Specific Neighborhood – If you are interested in a specific neighborhood and we have exhausted all the options listed above, our team will also door knock, call, text, email, and/or send direct mail to homeowners in the area.
Coming Soon List – These are properties that are for sale, but the seller has that the property not be actively market yet. Not all agents have access to this list. You could have first opportunity to place an offer before the property hits the active market.

Cancellation Guarantee
A Cancellation Guarantee backs all of these services. If you are not completely satisfied with the job we’re doing for you, you can cancel your agreement with no additional charges from us.